At Maybank, we provide a range of personal loans and financing solutions catered to your specific needs. If you urgently require cash, Lending Bee is your go-to. Be the first to know exclusive Income promotions and news. Senior Citizen members enjoy additional interest rates of 0.02% p.a over and above our prevailing Board Rates. You avoid taking on newer debts, and reduce risk of high interest rates, payment defaults, and extra charges. Can we withdraw from the Subscription Capital Account? NTUC Thrift members enjoy (i) higher interest rates on their savings and deposits, (ii) savings and economise on loans with low interest charges, (iii) dividend income on the subscription capital when NTUC Thrift declares a dividend payout. No interest is paid. NTUC Income PA Assurance is a personal accident insurance that offers 4 tiers of plan, for different amount of sums insured from a basic S$100,000 to S$1,000,000 for accidental death. The primary objectives of NTUC Thrift are: Its mission is to inculcate the good habit of thrift to ordinary members. A savings account held in trust for members’ children below 18 years old. iii) Failure to meet the minimum balance for the account Youths come together as affinity groups to lead initiatives which they are passionate about. ii) reaching Statutory Retirement Age To apply, please complete the Application Form for Loans and return it with a copy of your latest 3 months’ computerised payslip or 6 months’ CPF statement or 2 years’ Income Tax Return (for self-employed) and latest 3 months’ statements of your active bank account(s) and credit card account(s) to us. Leave your contact details below and one of our Income Advisors will reach out to you in 3 working days. Get the latest updates on branch operations, coverage and support for COVID-19 here. Pay off your insurance premium while maintaining cash liquidity for your other investment needs with CIMB Premium Financing. • Parent and child must be Singapore citizen or Singapore permanent resident This means that you can use this cash to pay for your renovation plus other furnishings and fittings. • Monthly savings by GIRO/cheque: min $20 and max $200, • No service fee • above 18 years of age; » Home » Personal Banking » Insurance » NTUC Plans » NTUC Income Mortgage Protection Plan Mortgage Protection Plan is a non-participating reducing term plan designed to provide insurance protection on a mortgage loan. Find out more. Click edit button to change this text. and NTUC Plus! We offer the following loans: Personal loan (Secured), Education loan, Renovation Loan, New Housing Loan and Housing Loan (Refinancing). • Flexibility of contributions We offer 3-minute fast and easy loan applications and you can receive your money in cash or cheque on the spot* should all documents be ready. Learn more about our cash loans and short term loans! For example, if you wish to take a loan of $5,000, you will need to place a savings/fixed deposit or Banker’s guarantee of at least $5,000 (plus interest) with NTUC Thrift in order to get the loan. To open any account, please complete the account opening form and indicate the type of account you wish to open at the top of the application form. Maximum $30,000 or 2 times of gross monthly salary, whichever is lower. ii) upon approval of the Board of Directors • You must be a Thrift member Browse CIMB personal loan products for home renovation, education, debt consolidation, premium financing & more. *Terms and Conditions apply. iii) after 5 years or some other duration as maybe imposed by the Employer or Union if it was opened under the Enbloc Savings Scheme. If the account balance is below the minimum for a period not less than 12 months, NTUC Thrift shall request for a top up of the SkillsSave account. Protect (Exclusively for OCBC Plus! Maybank Debt Consolidation Plan (DCP) Consolidate your debts with one monthly bill repayment at low interest rates. • Your child must be below the age of 18 to qualify Image Credits: Marina Bay Sands and Singapore Flyer at night, Paul Ho, iCompareLoan.com. However, dividends will be paid based on the outstanding balance in the Subscription Account when a dividend is declared. Ter Info@tcc.org.sg $75 or 1% of approved loan amount, whichever is higher. For NTUC Income's TPFT plans, there is coverage for loss or damage by fire and theft. • NTUC Thrift member Upon joining NTUC Thrift, members are required to make a deposit of $20 to their Subscription Capital Account. Put a personal loan to work for you: consolidate your high-interest credit cards and debts, cover a sudden emergency, or get help with a large expense, like remodeling your … (Second exercise) During the first exercise, the NTUC Care Fund (Covid-19), supported 30,000 union members with a total payout of S$8 million. TCC Credit Co-opertive provides flexible and affordable personal loan for all members when they are in need. ... NTUC Thrift & Loan Co-Operative Ltd. No. To join Thrift, complete the Membership Application Form and mail it with a copy of your identity card, union card and a cheque for $20 made payable to “NTUC Thrift & Loan Co-operative Limited” to our address at 1 Marina Boulevard #15-08 NTUC Centre, Singapore 018989. This improves your ability to consolidate and repay old debts. By entering your information in a Promo Code for the online Card application, you consent to us sharing that personal data with our partner/s for the purpose of the promotion. Download the festive loan form and submit to coop@aupe.org.sg or apply personally with your latest payslip, NRIC and bank details for fund transfer before 11 February 2021. The Subscription Capital Account represents members’ “share” in the co-operative. • Monthly savings by GIRO only : min $20 and max $200. The SkillsSave account holder has the option to either close or continue to maintain and utilize the funds in the account. Enjoy higher interest on your savings with a regular monthly savings plan via GIRO. For example, beyond the main coverages of accidental death, permanent disability and burns, Income also includes benefits in the base plans that are typically offered as optional add-ons by its competitors. • Children of Senior Citizen members may join Thrift and apply for Thrift Senior preferential interest rates as joint applicants. That percentage changes depending on the amount you borrow and the time it takes you to pay the borrowed money back. Loan agreement form (one form per policy) 2. • Initial deposit required: min $20 and max $200 (cannot exceed GIRO amount applied for) • Minimum deposit of $500. A one-time processing fee of 1.5% on the approved loan amount or a minimum of $100 (whichever amount is higher). In need of funds to pursue your dreams? Members are required to give 3 months notice in writing if they intend to resign as a member. • You must be above 50 years of age to qualify Loan disbursement shall be made 3 months after the membership commencement date. Like any other loans, government loans share the same features such as competitive rates, flexible repayment and high borrowing amount. Most banks in Singapore peg the annual add-on interest rate at 4.5% to 8.3%.